Had the exact same concern when switching from a big insurer to a smaller company last year. Always thought bigger meant smoother claims, especially d...

Not sure insurers really care about the mailbox vs wildlife thing specifically. From what I've seen, it's more about frequency and cost of claims over...

Keeping detailed records is good advice, but honestly, I've found it doesn't always guarantee they'll stop messing around. Had a similar issue with Fa...

Honestly, doubt it. Insurance companies mostly crunch numbers—age, location, car type—not grades from driver's ed. My nephew aced his course too, but ...