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Car Insurance Discussions Forum
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Car Insurance Basics & FAQs

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Sneaky Auto Insurance Exclusions You Might've Missed

By huntercrafter,

Understanding Car Insurance Terms & Jargon

120

533

By GeckoGreg

just learned what an auto insurance binder is, kinda interesting actually

By marleypeak143,

Understanding Car Insurance Terms & Jargon

15

68

By kevinwoodworke...

SWITCHING CAR INSURANCE—QUICK FIX OR ALL-DAY HEADACHE?

By tgonzalez30,

Switching Car Insurance Companies Made Easy

7

30

By williamsmith42...

is sticking with minimum car insurance a bad idea?

By yogi31,

How Much Car Insurance Do I Need?

0

8

By yogi31

Switched my insurance online in like 10 mins, is this normal?

By architecture_finn,

Switching Car Insurance Companies Made Easy

1

11

By phoenix_chef

how much car insurance is enough, really?

By vegan623,

How Much Car Insurance Do I Need?

0

5

By vegan623

Just Turned 40 and My Insurance Went Through the Roof

By amandag71,

Why Did My Car Insurance Rate Increase?

0

7

By amandag71

car insurance confusion for first-time driver

By collector81,

First-Time Car Insurance Buyer Questions

1

14

By shadow_green27...

is military car insurance really always the cheapest option?

By fitness_nate,

Common Car Insurance Myths & Misconceptions

4

18

By fitness_nate

Why Is It Such a Hassle to Get Passengers Covered After an Accident?

By geo250,

What’s Covered by Car Insurance (and What’s Not)

1

9

By anime968

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Car Insurance Companies & Provider Reviews

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anyone else feel like AAA insurance isn't what it used to be?

By jfrost13,

AAA Car Insurance & Auto Club

89

288

By pault11

my quick trick for smoother Progressive insurance claims

By mobile334,

Progressive Car Insurance – Tips & Feedback

14

54

By minimalism885

fed up with Farmers Insurance giving me the runaround

By robertc44,

Farmers Insurance – Questions & Customer Experiences

19

64

By D_Sullivan78

MY RECENT EXPERIENCE WITH ALLSTATE'S ROADSIDE HELP SAVED MY DAY

By maryb67,

Allstate Car Insurance – Reviews & Advice

2

15

By cycling731

Just Found Out Farms Give Military Discounts—Score!

By painter68,

Farmers Insurance – Questions & Customer Experiences

1

6

By daisy_green

Thinking About Trying Those Insurance Driving Tracker Apps—Worth the Privacy Trade-Off?

By charlesg36,

Other Car Insurance Companies & Local Insurers

0

2

By charlesg36

is AAA worth it just for the insurance perks?

By diver71,

AAA Car Insurance & Auto Club

1

7

By mmartin84

Finding the best deal on farmers insurance—my quick method

By dennisgardener,

Farmers Insurance – Questions & Customer Experiences

5

17

By krunner50

need honest opinions on Farmers insurance post-accident experiences

By susangardener,

Farmers Insurance – Questions & Customer Experiences

0

7

By susangardener

is anyone else annoyed by liberty mutual's driving tracker thing?

By waffles_artist,

Liberty Mutual Car Insurance – Advice & Reviews

1

7

By richardwhisker...

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Car Insurance Coverage & Policy Options

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Finally figured out how car insurance works in no-fault states

By scottcyber372,

PIP (Personal Injury Protection) & Medical Payments

87

310

By culture_joshua

Hypothetical Car Accident: How Does PIP Insurance Actually Work?

By metalworker618656,

PIP (Personal Injury Protection) & Medical Payments

128

484

By briansniper950

HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

By michaelw32,

Deductibles and Coverage Limits

149

563

By InsuranceAdvis...

lent my car to a friend, insurance got messy real quick

By oreor52,

Coverage When Others Drive Your Car (Permissive Use)

106

380

By gandalf_dreame...

Is Paying for Roadside Coverage Really Worth It?

By jamesn75,

Roadside Assistance & Towing Coverage

0

5

By jamesn75

how do you decide your car insurance deductible?

By mking86,

Deductibles and Coverage Limits

0

7

By mking86

how much medical coverage is enough to feel safe?

By snowboarder89,

PIP (Personal Injury Protection) & Medical Payments

0

4

By snowboarder89

rental car insurance—better through credit card or rental company?

By jakediyer,

Rental Car Insurance Coverage

0

5

By jakediyer

finally got saved by my tire protection plan—anyone else had luck with these?

By aspeng23,

Optional Policy Add-Ons & Endorsements

2

6

By debbie_dreamer

Roadside Assistance: Lifesaver or Money Drain?

By patgarcia503,

Roadside Assistance & Towing Coverage

0

3

By patgarcia503

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Car Insurance Claims & Accident Advice

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bumped someone's car lightly, no visible damage—should I report?

By food826,

Handling Minor Accidents (Fender-Benders)

100

386

By photo52

fender bender: insurance claim vs. handling privately?

By poetry558,

Handling Minor Accidents (Fender-Benders)

14

45

By leadership574

Navigating the whole insurance inspection thing without losing your mind

By peanutgarcia635,

Dealing with Claims Adjusters & Inspections

10

37

By shadowfoodie

Leased Car Got Vandalized—Insurance Claim or Pay Out of Pocket?

By art362,

Hit-and-Run and Vandalism Claims

9

29

By kallen11

Dealing with vandalism: how to get your insurance claim sorted smoothly

By productivity_gandalf,

Hit-and-Run and Vandalism Claims

8

37

By gaming_karen

decoding that mysterious insurance claim code

By tobylewis901,

How to File a Car Insurance Claim

1

5

By jackr98

Insurance totaled my car—tips for getting a fair payout?

By productivity640,

Total Loss & Car Insurance Payouts

1

10

By davidillustrat...

little-known quirks about telling your insurer after a fender bender

By running485,

What to Do After a Car Accident (Insurance Steps)

5

22

By environment_be...

insurance paperwork maze: did you know?

By breezebrown287,

How to File a Car Insurance Claim

1

8

By jack_star

how important is it really to get cops involved after a minor fender bender?

By chess727,

What to Do After a Car Accident (Insurance Steps)

5

20

By cars559

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Car Insurance Discounts & Savings Tips

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saving cash on insurance when you're young and broke

By culture_joshua,

Student & Young Driver Discounts

109

375

By tech330

HOW I CUT DOWN MY CAR INSURANCE BILL USING VETERAN DISCOUNTS

By surfing_mocha,

Military, Senior & Occupational Discounts

111

369

By breeze_dust

Insurance Shopping Online: Quick and Easy or Sketchy and Risky?

By vegan_scott,

Comparing Quotes & Online Rate Tools

7

32

By jong34

union perks: anyone saving decent money on insurance?

By jbarkley92,

Group and Employer Affiliation Discounts

9

31

By architecture57...

Online Insurance: Did I Just Mess Up Big Time?

By elizabethrogue161,

Comparing Quotes & Online Rate Tools

0

4

By elizabethrogue...

Little-known trick to cut car insurance costs for older drivers

By katieg46,

Common Car Insurance Discounts & How to Qualify

2

14

By news408

Can Healthcare Pros Really Get Cheaper Car Insurance?

By zeusgreen496,

Military, Senior & Occupational Discounts

2

12

By skybiker664

hypothetical: your apartment floods tomorrow, how prepared are you?

By vlogger254652,

Tips to Lower Your Premium

2

11

By robotics_zeus

Union perks just saved me a bundle on car insurance

By mindfulness115,

Group and Employer Affiliation Discounts

10

37

By knitter89

my car almost got stolen, now I'm thinking about anti-theft gadgets

By musician59,

Low Mileage & Vehicle Safety Discounts

0

4

By musician59

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State-Specific Car Insurance Discussions

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how bad would insurance spike after a DUI in Idaho?

By coffee726,

Idaho (ID) Car Insurance

119

438

By culture_gandal...

just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

By maryd97,

Kansas (KS) Car Insurance

122

416

By shadowsniper32...

quick heads-up on Arkansas auto insurance basics

By culture_luna,

Arkansas (AR) Car Insurance

119

390

By echomechanic

little-known ways to snag cheaper insurance in Alaska

By vegan_jeff,

Alaska (AK) Car Insurance

114

417

By richardwhisker...

Stuck Between State Farm and Farm Bureau—Which One's Better?

By kchef43,

Tennessee (TN) Car Insurance

81

262

By margaretm82

finally found an insurance company in CA that doesn't drive me nuts

By photo73,

California (CA) Car Insurance

140

484

By vr976

Confused about insurance rules in South Dakota—help me figure this out

By blaze_anderson,

South Dakota (SD) Car Insurance

96

330

By katie_skater

Finding affordable car insurance in Hawaii when you're labeled "high-risk"

By rexplorer24,

Hawaii (HI) Car Insurance

111

381

By tylerthompson2...

Car Insurance in Delaware—Any Hidden Gems or Hacks?

By chess128,

Delaware (DE) Car Insurance

76

248

By sking57

Navigating the whole SR-22 thing in Kansas without losing your mind

By meganinventor,

Kansas (KS) Car Insurance

49

153

By dobby_ghost

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Special Insurance Categories

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keeping your vintage ride running smooth on long trips

By astronomy845,

Classic Car Insurance

97

336

By cars559

CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

By music_jeff,

Classic Car Insurance

104

363

By mskater40

Can Military Folks Really Get Cheaper Insurance Rates?

By jondrummer,

Military Car Insurance

105

321

By geocacher44

Tried temporary insurance coverage—worth it or waste of money?

By psychology_kevin,

Temporary Car Insurance

121

439

By surfing459

Quick Tips for When Your EV Leaves You Stranded

By pumpkin_baker,

Electric and Hybrid Car Insurance

117

421

By philosophy_pat...

What Happens if You're Labeled a Risky Driver by Insurance Companies?

By lindaw30,

High-Risk Car Insurance

107

396

By bthomas13

insurance that's actually affordable with a teen behind the wheel?

By photo52,

Teen Driver Insurance

28

97

By kimactivist

commercial insurance headache—need some advice

By timb43,

Commercial Car Insurance

13

50

By tea_richard

how flexible should companies be with personal internet use at work?

By film585,

Commercial Car Insurance

11

37

By debbie_dreamer

rental insurance saved my butt—anyone else got lucky?

By christopherevans296,

Rental Car Insurance

4

16

By christophereva...

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Insurance Claims Process

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insurance denied my claim—what would you do?

By lisaperez719,

Understanding Claim Denials

126

456

By tbaker52

got caught up in fraud trouble—what happens next?

By bella_stone,

Claim Fraud Prevention

146

496

By alexf54

Insurance only approved part of my claim—now what?

By thomasp93,

Understanding Claim Denials

6

19

By phoenixhall439

Caught between two sides: a negotiation tale

By books_dennis,

Insurance Settlement Negotiations

0

4

By books_dennis

How Long Did Your Rental Car Insurance Actually Save You?

By sandram27,

Rental Car Coverage During Claims

13

37

By susan_carter

how soon should I get my insurance claim in?

By timhiker,

Filing an Insurance Claim

5

17

By politics699

car totaled but still owe money—now what?

By samhistorian,

Total Loss and Car Insurance

4

20

By samhistorian

decoding mechanic speak: do you read your car repair paperwork?

By luna_coder,

Repair Shop and Insurance Claims

1

8

By drummer27

HELP! INSURANCE JUST SAID NO—NOW WHAT?

By sgreen97,

Medical Claims and Car Insurance

0

6

By sgreen97

mediation vs arbitration: which works better in real life?

By productivity_laurie,

Insurance Settlement Negotiations

1

4

By anthonycyclist

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Saving on Car Insurance

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lower premiums vs higher coverage—what's your sweet spot?

By kennethcamper,

Policy Adjustments for Savings

67

241

By hunter_evans

Why Is It Such a Pain to Get Rewarded for Staying Loyal?

By robertsnorkeler,

Car Insurance Loyalty Programs

9

31

By bnomad32

plug-in trackers or just stick with app tracking?

By jmoore83,

Usage-Based Insurance (UBI)

29

103

By matthew_trekke...

getting insurers to budge on payment timelines—any luck?

By reader56,

Car Insurance Payment Options and Savings

16

61

By birdwatcher95

Is Telematics Car Insurance Worth the Hassle?

By journalist31,

Usage-Based Insurance (UBI)

5

19

By history1517107

is universal basic income worth the trade-off in privacy?

By gaming230,

Usage-Based Insurance (UBI)

3

17

By christopher_ga...

why are student discounts always so confusing?

By frodogamer857,

Discounts and Savings Opportunities

1

6

By ocean328

driving smarter now could save you big bucks later

By design_jake,

Maintaining a Good Driving Record

1

9

By literature381

loyalty programs fine print—ever actually read it?

By elizabethpodcaster,

Car Insurance Loyalty Programs

0

3

By elizabethpodca...

Tweaking Insurance Coverage: Worth It to Save a Few Bucks?

By riveryogi,

Policy Adjustments for Savings

1

6

By pets682

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