Notifications

Clear all

Car Insurance Discussions Forum
Unread Posts | Forums | Topics

Car Insurance Basics & FAQs

Status

Author

Topics

Forum

Replies

Views

Last Post

Finally found a decent insurance deal as a newbie driver

By astrology576,

First-Time Car Insurance Buyer Questions

129

974

By lisayogi

Choosing between basic liability and full coverage for your first car—what did you go with?

By travel878,

First-Time Car Insurance Buyer Questions

166

2,415

By becky_lopez304...

How I managed to ditch my old insurance and sign up online in under 30 minutes

By kmitchell41,

Switching Car Insurance Companies Made Easy

106

By chef21

How did you feel after your first accident and dealing with insurance?

By nala_thomas,

Car Insurance 101

444

5,675

By rrunner49

Things I wish I'd known before picking my first insurance

By journalist31,

First-Time Car Insurance Buyer Questions

137

4,047

By leadership485

Finally figured out how not to overpay for insurance

By toby_hall,

Car Insurance 101

811

By robotics_aspen

Why is figuring out how much car insurance you ACTUALLY need so confusing?

By breezestone435,

How Much Car Insurance Do I Need?

121

5,312

By music_jeff

Insurance paid way less than what it cost me to replace my roof

By debbie_dreamer,

Understanding Car Insurance Terms & Jargon

446

22.7 K

By politics300

SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE?

By jessicae49,

Switching Car Insurance Companies Made Easy

296

12.7 K

By nickvlogger

Finally figured out my state's minimum car insurance rules and saved some cash

By mythology_charles,

Car Insurance 101

205

10.9 K

By jmartinez16

Load More Topics

Car Insurance Companies & Provider Reviews

Status

Author

Topics

Forum

Replies

Views

Last Post

Deciding between just liability or going all-in with full coverage on Liberty Mutual (2 viewing)

By andrewmusician367,

Liberty Mutual Car Insurance – Advice & Reviews

206

2,555

By frodoj66

Bundling insurance with USAA: worth it or just hype?

By tea_jack,

USAA Car Insurance (Military & Family)

756

13.8 K

By dukevolunteer

Why did my GEICO premium jump so much this year?

By wildlife236,

GEICO Car Insurance – Advice & Discussions

494

10.9 K

By hiker59

SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT

By electronics310,

Other Car Insurance Companies & Local Insurers

495

12.3 K

By elizabeths43

USAA vs State Farm: which claims process is less of a headache? (2 viewing)

By animation233,

USAA Car Insurance (Military & Family)

400

14.1 K

By timr65

Renting a car: stick with GEICO or pay for the rental company’s insurance?

By marleye70,

GEICO Car Insurance – Advice & Discussions

198

6,608

By thomasc31

anyone else feel like AAA insurance isn't what it used to be?

By jfrost13,

AAA Car Insurance & Auto Club

1,092

49.5 K

By podcaster29

How I made cancelling Progressive way less painful

By aaron_storm,

Progressive Car Insurance – Tips & Feedback

632

By InsuranceAdvis...

Little-known trick with Progressive’s roadside help

By river_baker,

Progressive Car Insurance – Tips & Feedback

397

17.7 K

By mechanic94

Would you stick with your insurer for free coffee or movie tickets?

By robotics_robert,

Other Car Insurance Companies & Local Insurers

149

6,095

By leadership_meg...

Load More Topics

Car Insurance Coverage & Policy Options

Status

Author

Topics

Forum

Replies

Views

Last Post

When The Other Driver Has No Insurance And Dings Your Car

By maryfilmmaker8162,

Uninsured/Underinsured Motorist Protection

284

5,312

By rfire32

Running out of gas and waiting forever for help

By maxr62,

Roadside Assistance & Towing Coverage

282

4,749

By kathy_chef

Trading lower premiums for higher risk—worth it?

By kayaker76,

Deductibles and Coverage Limits

125

By alex_dust

Letting teens borrow your car: add them to insurance or just trust the policy?

By podcaster33,

Coverage When Others Drive Your Car (Permissive Use)

332

6,388

By gaming692

Which Roadside Help Would You Trust More: AAA or Your Insurance Company?

By patgarcia503,

Roadside Assistance & Towing Coverage

628

17.3 K

By drakecollector

Why does picking a deductible feel like a weird gamble?

By mobile_anthony,

Deductibles and Coverage Limits

575

19.3 K

By math202

Weirdest Animal Damage Your Car Insurance Has Covered?

By retro_andrew,

Collision vs. Comprehensive Coverage

242

By sleaf84

Is Paying For Roadside Help Worth It Or Just Extra?

By ocean_cloud,

Roadside Assistance & Towing Coverage

199

6,889

By cathyperez7

What to do when the other driver has no insurance

By tea_nick,

Uninsured/Underinsured Motorist Protection

2,792

By stevencollecto...

When Does It Make Sense to Drop the “All-In” Coverage?

By jamesrobinson797,

Liability vs. Full Coverage Basics

121

4,996

By surfing619

Load More Topics

Car Insurance Claims & Accident Advice

Status

Author

Topics

Forum

Replies

Views

Last Post

When your deductible makes you second guess filing a claim

By syoung17,

How to File a Car Insurance Claim

172

By sewist828512

Making Sure Your Insurance Claim Has All The Right Paperwork

By maggiew90,

Dealing with Claims Adjusters & Inspections

235

By beckystreamer

Digital Forms Vs. Old-School Paper: Which Makes Claims Smoother?

By milo_nebula2271,

Tips for Speeding Up Your Insurance Claim

409

8,561

By boardgames_coc...

Lowball insurance estimate—worth fighting or just let it go?

By baileyd92,

Disputed Claims and Appeals

149

5,036

By natedrummer545...

How do they actually decide when a car is “totaled”?

By data_pat,

Total Loss & Car Insurance Payouts

440

17.4 K

By lisanebula409

When The Other Driver Disappears: Uninsured Motorist Coverage In Action

By nickbrown822,

Hit-and-Run and Vandalism Claims

232

9,545

By nnebula46

When your insurance claim turns into a race against time

By debbieecho610,

How to File a Car Insurance Claim

1,280

By design685

WHY DOES FILING A TOTAL LOSS CLAIM FEEL LIKE HOMEWORK?

By dobbyw74,

Total Loss & Car Insurance Payouts

3,934

By anthonyevans47

WHEN DOES PAYING EXTRA FOR MEDICAL COVERAGE ON AUTO POLICIES MAKE SENSE?

By sammechanic,

Injury Claims & Medical Bill Coverage

162

9,226

By sophieb77

Someone smashed my parked car—deal with insurance or call the cops?

By bailey_storm4895,

Hit-and-Run and Vandalism Claims

279

13.1 K

By productivity64...

Load More Topics

Car Insurance Discounts & Savings Tips

Status

Author

Topics

Forum

Replies

Views

Last Post

How picking a “boring” car turned into a wallet win

By summit_moore,

Tips to Lower Your Premium

324

5,546

By geo287

Saving cash just for driving less? Didn’t think it was real

By alex_barkley,

Low Mileage & Vehicle Safety Discounts

178

2,582

By tylerpupper774

Cutting Insurance Costs: What Actually Works?

By gandalfc56,

Tips to Lower Your Premium

128

By jallen86

Getting Cheaper Car Insurance by Proving You Drive Less

By food_karen,

Low Mileage & Vehicle Safety Discounts

368

5,328

By medicine_linda

Getting that student discount on car insurance… not as easy as I thought

By puzzle_donald,

Student & Young Driver Discounts

447

15.7 K

By davidbrewer

Does your car’s crash test score actually matter for your insurance rate?

By donnagadgeteer,

Low Mileage & Vehicle Safety Discounts

142

By donnagadgeteer

How I managed to stack discounts for military student drivers

By diy811,

Military, Senior & Occupational Discounts

257

10.4 K

By michael_nelson

Insurance renewal hikes caught me off guard

By cloud_walker,

Group and Employer Affiliation Discounts

272

12.6 K

By golfplayer99

Just saved a chunk of cash on car insurance after defensive driving course

By mochah43,

Student & Young Driver Discounts

357

16.1 K

By astorm86

saving cash on insurance when you're young and broke (1 viewing)

By culture_joshua,

Student & Young Driver Discounts

577

27.4 K

By beekeeper30203...

Load More Topics

State-Specific Car Insurance Discussions

Status

Author

Topics

Forum

Replies

Views

Last Post

How I got my car registered and insured in MA (step-by-step, sorta)

By alex_gonzalez,

Massachusetts (MA) Car Insurance

319

5,994

By debbief62

Why does insurance cost more in Houston than Austin or Dallas? (2 viewing)

By environment_debbie,

Texas (TX) Car Insurance

1,189

31.6 K

By pault11

Do I really need extra insurance when renting a car in VA?

By bpaws25,

Virginia (VA) Car Insurance

236

5,150

By dev959

Do you really need extra insurance for a rental in Montana? (2 viewing)

By ryantrader,

Montana (MT) Car Insurance

1,022

22.5 K

By barbarah69

How bad does a DUI mess up car insurance in Michigan?

By gingert67,

Michigan (MI) Car Insurance

198

2,872

By aspen_hall

Finding decent car insurance deals on the islands—my step-by-step (1 viewing)

By painter49,

Hawaii (HI) Car Insurance

658

11.1 K

By gaming521

Best ways to snag insurance discounts in Alaska: driving record vs. bundling?

By jwriter63,

Alaska (AK) Car Insurance

569

6,686

By geek509

Car insurance in Wyoming: who actually treats you right?

By wildlife480,

Wyoming (WY) Car Insurance

850

15.9 K

By shadow_thomas

Dodged a bullet: finally got insured before getting pulled over

By maxr56,

Utah (UT) Car Insurance

306

By baking894

Letting Friends Borrow Your Car in NY—What Insurance Actually Covers?

By duke_summit,

New York (NY) Car Insurance

159

1,563

By photo52

Load More Topics

Special Insurance Categories

Status

Author

Topics

Forum

Replies

Views

Last Post

Navigating the maze of senior insurance options (2 viewing)

By margaret_echo,

Senior Driver Insurance

237

3,551

By mindfulness351

Getting Lost in the Maze of Uber and Lyft Insurance Rules

By tylercyclist,

Rideshare Car Insurance

663

10.3 K

By milohall669

When insurance actually came through for my rideshare gig

By marksculptor,

Rideshare Car Insurance

By marksculptor

What happens if your rideshare app is between trips and you get into an accident?

By camper67,

Rideshare Car Insurance

1,144

34.9 K

By books_rain

Saving a few bucks on insuring your vintage ride

By leadership_william,

Classic Car Insurance

240

5,867

By dance_susan

Classic car insurance and the annual mileage cap—worth it?

By blogger19,

Classic Car Insurance

879

24.5 K

By ryan_blizzard

Best ways to snag a deal on an EV these days?

By chess740,

Electric and Hybrid Car Insurance

1,062

By art611

Rising premiums for business vehicle fleets—anyone else notice this? (2 viewing)

By music_jon,

Commercial Car Insurance

372

15 K

By puzzle_kenneth

Why I stuck with USAA after my fender bender

By brianc59,

Military Car Insurance

534

By dobbyknitter

Rental car insurance: worth it or just a money grab?

By elizabethh46,

Rental Car Insurance

2,840

By cooperdiver

Load More Topics

Insurance Claims Process

Status

Author

Topics

Forum

Replies

Views

Last Post

How is ACV not just a fancy way to pay us less?

By boardgames_cathy,

Total Loss and Car Insurance

325

6,884

By aecho28

When is it too late to file that claim?

By summitsculptor8232,

Filing an Insurance Claim

By scarter50

Weighing legal trouble vs. losing trust: which is worse after fraud? (2 viewing)

By boardgames_frodo,

Claim Fraud Prevention

976

22.5 K

By matthewchesspl...

insurance denied my claim—what would you do? (2 viewing)

By lisaperez719,

Understanding Claim Denials

286

16.1 K

By snorkeler14

got caught up in fraud trouble—what happens next? (2 viewing)

By bella_stone,

Claim Fraud Prevention

196

11.5 K

By CoverageChris

Insurance only approved part of my claim—now what?

By thomasp93,

Understanding Claim Denials

594

By phoenixhall439

Caught between two sides: a negotiation tale

By books_dennis,

Insurance Settlement Negotiations

298

By books_dennis

How Long Did Your Rental Car Insurance Actually Save You?

By sandram27,

Rental Car Coverage During Claims

747

By susan_carter

how soon should I get my insurance claim in?

By timhiker,

Filing an Insurance Claim

551

By politics699

car totaled but still owe money—now what?

By samhistorian,

Total Loss and Car Insurance

407

By samhistorian

Load More Topics

Saving on Car Insurance

Status

Author

Topics

Forum

Replies

Views

Last Post

Would you risk a higher deductible to lower your insurance bill?

By chess740,

Insurance Deductibles and Savings

750

13.9 K

By architecture32...

WHY DOES PAYING MONTHLY COST MORE THAN PAYING ANNUALLY?

By zeldam18,

Car Insurance Payment Options and Savings

188

2,588

By mnomad49

Mileage-based car insurance: who’s using it and which company do you like?

By hiking566,

Usage-Based Insurance (UBI)

466

11.1 K

By philosophy574

Why can’t I use my points AND a coupon at checkout?

By phoenix_smith,

Car Insurance Loyalty Programs

876

27.2 K

By cyclotourist51

Are those price-checker sites actually reliable?

By anime_james,

Shopping Around and Comparing Quotes

406

18.9 K

By marka68

Are Loyalty Perks With Insurers Even Worth It Anymore?

By waffles_smith,

Car Insurance Loyalty Programs

102

4,613

By luckycollector

lower premiums vs higher coverage—what's your sweet spot?

By kennethcamper,

Policy Adjustments for Savings

4,398

By hunter_evans

Why Is It Such a Pain to Get Rewarded for Staying Loyal?

By robertsnorkeler,

Car Insurance Loyalty Programs

855

By bnomad32

plug-in trackers or just stick with app tracking?

By jmoore83,

Usage-Based Insurance (UBI)

2,119

By matthew_trekke...

getting insurers to budge on payment timelines—any luck?

By reader56,

Car Insurance Payment Options and Savings

1,193

By birdwatcher95

Load More Topics

130 Forums
906 Topics
55.3 K Posts
46 Online
4,616 Members

Forum Icons: Forum contains no unread posts Forum contains unread posts

Topic Icons: Not Replied Replied Active Hot Sticky Unapproved Solved Private Closed

Car Insurance Discussions Forum Unread Posts | Forums | Topics

Car Insurance Discussions Forum
Unread Posts | Forums | Topics